How to Check Bank of America Account Number
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Bank of America Advantage Banking
Here's how it works
Bank of America Advantage Banking is a checking account layer with three settings. Pick the one that works.
If life changes, just switch it up.
Advantage SafeBalance
All the essentials with flexible ways to pay
Advantage Plus
Everyday banking with more ways to waive the monthly fee
Advantage Relationship
Perks for higher balances, like fee waivers and interest
Bank of America Advantage SafeBalance Banking®
About Advantage SafeBalance:
- A smart start for students – no monthly fee for Students under 25
- Helps keep you from spending more than you have — no overdraft fees
- Sole ownership for ages 16+
$XXXX or $0 monthly fee
We'll waive the monthly maintenance fee each statement cycle that you:
Are enrolled in Preferred Rewards
OR
An account owner is under age 25 and qualifies as a Student
You can always refer to our clarity statement if you have questions about your account.
Bank of America Advantage Plus Banking®
About Advantage Plus:
- Multiple ways to waive the monthly fee
- Option to set up Balance Connect™ for overdraft protection
- Option to buy paper checks
$XXXX or $0 monthly fee
We'll waive the monthly maintenance fee each statement cycle that you:
- Have at least one qualifying direct deposit of $XXXX+ Learn about qualifying direct deposits
- Maintain a $XXXX minimum daily balance
- Are enrolled in Preferred Rewards
- An account owner is under age 25 and qualifies as a Student
OR
OR
OR
OR
Note: Effective February 18, 2022, the student waiver will no longer be available to be applied to an Advantage Plus account.
You can always refer to our clarity statement if you have questions about your account.
Bank of America Advantage Relationship Banking®
About Advantage Relationship:
- No fees on select services and additional accounts
- Earns interest See rates
- Option to set up Balance Connect™ for overdraft protection
- Paper checks available (no charge or discounted depending on check style)
$XXXX or $0 monthly fee
We'll waive the monthly maintenance fee each statement cycle that you:
- Maintain a combined balance of $XXXX in eligible linked accounts Learn about combined balances
- Are enrolled in Preferred Rewards
OR
OR
You can always refer to our clarity statement if you have questions about your account.
Which is best for you?
Easy, anytime access
Easy, anytime access
Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant.
Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant.
Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant.
Convenient ways to pay
24/7 security
Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone.
Total Security Protection® and fraud monitoring. Safer sign-in, card locking features and more.
Total Security Protection® and fraud monitoring. Safer sign-in, card locking features and more.
24/7 security
Convenient ways to pay
Total Security Protection® and fraud monitoring. Safer sign-in, card locking features and more.
Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone.
Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone.
Smart money management tools
Smart money management tools
Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
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| Minimum opening deposit | ||||||||
|---|---|---|---|---|---|---|---|---|
| $XXXX | $XXXX | $XXXX | ||||||
| Monthly maintenance fee | ||||||||
| $XXXX or $0 | $XXXX or $0 | $XXXX or $0 | ||||||
| How to avoid the monthly maintenance fee each statement cycle | ||||||||
| Be enrolled in Preferred Rewards OR Have an account owner under age 25 who qualifies as a Student | Have at least one qualifying direct deposit of $XXXX+ Learn about qualifying direct deposits OR Maintain a $XXXX minimum daily balance OR Be enrolled in Preferred Rewards OR Have an account owner under age 25 who qualifies as a Student Note: Effective February 18, 2022, the student waiver will no longer be available to be applied to an Advantage Plus account. | Maintain a combined balance of $XXXX or more in eligible linked accounts Learn about combined balances OR Be enrolled in Preferred Rewards | ||||||
| Ways to pay | ||||||||
| Debit chip card Zelle® Digital Wallet | Debit chip card Zelle® Digital Wallet Paper checks (if purchased) | Debit chip card Zelle® Digital Wallet Paper checks (if requested/purchased) | ||||||
| APY (Annual Percentage Yield) | ||||||||
| N/A | N/A | Balance APY XXXX XXXX% XXXX XXXX% XXXX XXXX% | ||||||
| Overdraft policy and fees | ||||||||
| What happens if I don't have enough money to cover a transaction? | ||||||||
| Transactions will be declined or returned unpaid when you have insufficient funds. | At account opening, choose an Overdraft Setting. This determines how we handle transactions when you have insufficient funds. | At account opening, choose an Overdraft Setting. This determines how we handle transactions when you have insufficient funds. | ||||||
| Can I enroll in Overdraft Protection? | ||||||||
| No | Yes | Yes | ||||||
| Overdraft Item fee | ||||||||
| N/A Transactions will be declined or returned unpaid when they exceed your balance. | $35 Applies to each item that we pay into overdraft. | $35 Applies to each item that we pay into overdraft. | ||||||
| Non-Sufficent Funds (NSF): Returned Item fee | ||||||||
| N/A Transactions will be declined or returned unpaid when they exceed your balance. | $35 Applies to each item that we decline or return unpaid. | $35 Applies to each item that we decline or return unpaid. | ||||||
| Refer to the Advantage Banking Clarity Statement for more details | ||||||||
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Here's what you'll get with each account setting
Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank and never on your device.
You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.
Lock a missing card quickly and easily to prevent unauthorized use. Need your new card fast? Request a digital card through our mobile app. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.
Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill and more.
Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.
Here's what you'll get with each account setting
Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank and never on your device.
You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.
Lock a missing card quickly and easily to prevent unauthorized use. Need your new card fast? Request a digital card through our mobile app. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.
Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill and more.
Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.
The student advantage
We remember what it's like just starting out. That's why we waive our monthly maintenance fee for Students under 25.
Student waivers for Advantage SafeBalance and Advantage Plus
Students under age 24 are eligible for a waiver of the monthly maintenance fee for the Advantage SafeBalance and the Advantage Plus setting while enrolled in a high school, college, university or vocational program.
Please refer to your Personal Schedule of Fees for details.
Looking for more?
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Top Checking FAQs
How can I open a checking account with Bank of America?
You can apply online for a checking account, savings account, CD or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options. You will receive an email once your application is received and a follow-up email telling you whether it has been approved, plus any next steps.
Change your mind? No problem. Call us or come in to switch settings.
How to Check Bank of America Account Number
Source: https://www.bankofamerica.com/deposits/checking/advantage-banking/
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